For all the banks in one place
Banks & other lenders will generally structure a home loan for a maximum of 25 to 30 years. This allows them to maximize the interest income they will receive from you. Keep in mind this also allows you to borrow the maximum given your financial situation and borrowing requirements. At Mortgage Mantra, we can guide down a different path..
Reducing the mortgage term and the amount of interest you pay over the life of your mortgage, is quite a straightforward process. By applying a few basic strategies, one can pay off their home loan in less than the mandated time.
The latest mortgage interest rates
Check out the latest interest rates figures in one convenient place with our helpful mortgage interest rates tracking tool. At Mortgage Mantra, we work with all the banks and lenders to negotiate a competitive interest rate which often better than the official rates provided below. Just as importantly, depending on your circumstances we can offer creative lending solutions to achieve your home buying goals even in financial circumstances that banks would not typically lend under.
Lender | 1 Year | 2 Year | 3 Year |
---|---|---|---|
ANZ | 3.55% | 3.45% | 3.99% |
BNZ | 3.49% | 3.45% | 3.99% |
ASB | 3.39% | 3.55% | 3.89% |
KIWIBANK | 3.39% | 3.55% | 3.89% |
WESTPAC | 3.39% | 3.45% | 3.99% |
Lender | 1 Year | 2 Year | 3 Year |
---|---|---|---|
ANZ | 4.05% | 4.49% | 3.95% |
BNZ | 4.45% | 4.35% | 4.55% |
ASB | 3.89% | 4.05% | 4.39% |
KIWIBANK | 4.14% | 4.30% | 4.64% |
WESTPAC | 4.15% | 4.09% | 4.49% |
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