First Home Buyers Guide to the New World

Starting out on your journey towards owning your first home can feel like an overwhelming endeavor. If you find yourself asking questions like how much can I borrow or what will my repayments be, let Mortgage Mantra be your compass.
We pride ourselves on offering the best service to Aucklanders looking to buy their first home. We will guide you along the path from understanding your individual financial and personal situation, to answering any questions you might have, to securing you the best possible home loan.
Even after you have moved into your new home our services don’t stop there as we are dedicated to helping you pay off your mortgage faster and when the time is right moving you into your dream home.
Ready to get started?

Simply fill in ou online application form or request a call back.

    Why Mortgage Mantra

    Some mortgage brokerage services claim extensive experience in the industry at a brand level. At Mortgage Mantra, we are an owner operated boutique service with over a decade of real experience. You can be confident knowing you are getting the best service from a mortgage broker who stands by their name.

    Our Mantra

    Your solution focused sheppard to the world of lending. We have the knowledge and experience gained over the last 15 years to guide you.

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    Impartial

    We operate independently of the lender, the real estate agent, the accountant, the solicitor & other professionals. 

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    Lifetime Journey

    Securing you the best home loan terms is only the beginning, which is why our services extend for the lifetime of the loan.

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    How can we help?Typically people focus on getting the best terms for their home loan however there is more to a compass than getting you to your first home ownership goals.

    We can answer all your home loan questions so you can make an informed decision that could save you $1,000s in interest repayments:

    • How much can I borrow? Guide me
    • How much should I borrow? Guide me
    • Will my bank lend me the amount I need to borrow? Guide me
    • Where should I buy my first home? Guide me
    • How do I find the right home? Guide me
    • What is the best price to offer for the home I like? Guide me
    • What should I look for in the home? Guide me
    • What costs do I have to provide for before & after buying? Guide me
    • What the banks don’t tell you? Guide me
    • What happens if I fall sick and cannot work for some time? Guide me
    • What kind of insurance cover do I need for myself & my family? Guide me
    • How do I apply for my loan? Guide me
    • What are the steps towards building a new House? Guide me

    Or ready to begin your journey with Mortgage Mantra? Request a call back and let’s begin our journey to your first home today.

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      Have another question or ready to begin your journey with Mortgage Mantra?

      Request a call back and let’s begin our journey to your first home today.

        Plotting your path requires information.

        We have created the tools to map the constellations so you don’t have to.

        Latest Interest Rates

        Check out the latest interest rates figures for all the banks in one convenient place with our helpful interest rate tracking tool. Remember we can often get even better interest rates so give us a call when you are ready to take the next step.

        All you need to know as a first home buyerEquip yourself with the right information so you can make an informed decision.

        What kiwis are saying about usOur journey with our clients lasts beyond the life of their home loan. That’s why we ask them to keep us posted on how we are doing along the way.

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