How much can I borrow
What should I look for in the home?
Depending on your budget, there are many factors to look for in a potential future home when buying your first property. You should always invest in a professional pre-purchas inspection of any home to make sure everything, not obvious to the eye, is in working order. This includes the foundations, drainage/sewage, perimeter and fencing, walls, insulation, roofing etc. Checking the insulation is also very important to make sure you don’t land yourself with a damp and mouldy home which can affect the health of you and your family. Buying a house that requires a lot of unexpected repairs is a costly mistake to make, so always make sure you have it checked over by an expert first.
Besides the quality of the build, consider what you want out of your first home when it comes to actually living there. How many bedrooms do you need for a growing family, if you are planning for one? How many bathrooms would make living easier? Do you want outdoor space, an office, or rooms that have the potential for renovations?
If you are wishing to resell soon, consider what kind of homes are in-demand, even if they are not necessarily what you would prefer to live in. Take your time in choosing your first home and make sure you have ticked all of the boxes when it comes to what you want out of the house, making sure it is in good condition and is suitable for your current and future plans.
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What kiwis are saying about usOur journey with our clients lasts beyond the life of their home loan. That’s why we ask them to keep us posted on how we are doing along the way.
Satish is a very honest man and genuinely cares for his clients. He gives very good advise to his clients based on their needs. I would highly recommend using his services. He also gives his 100% to get the best deals from the banks for his clients.
I have dealt with Satish on more than one occasion – primarily for arranging mortgage. I have found Satish a very knowledgeable and reliable person to deal with and he has a pragmatic approach to solving problems. I will be happy to deal with him again for any mortgage/financial advisory related matter and without any doubt recommend him to anyone seeking such services.
Satish was very helpful and informative in arranging finance for the home buying process. He clearly advised of all available options for the process and ran through the best fit for our situation. I highly recommend Satish.
Satish has been extremely friendly yet professional in his business dealings with me. He knows his subject very well, and provides valuable financial advice. I would highly recommend his services to anyone, because I have found Satish reliable and helpful.
I have solicited Satish’s advice quite a few times relating to Mortgage. At all times he has been able to provide insights that has helped me arrive at informed decisions. Satish’s candidness and willingness to help is highly commendable. I would have no hesitation in recommending him at all.
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