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Mortgage Mantra

Hidden costs when buying a house

The rapid rise in housing prices has got it’s fair share of media attention in recent years. Many first home buyers have had a hard time saving the necessary deposit but what is often overlooked is the hidden costs of buying a home beyond the mortgage. As a First Home Buyer you may be eligible to apply for a First Home Loan which reduces your minimum deposit from 20% down to a 5% deposit. This 5% represents your contribution towards the purchase of your home. Ideally you will have saved this amount over the last 3 months or more. In exceptional situations, the lender may consider equity from a family member’s home as a deposit.

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Insurance policy

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    Limits of Balance:

    $68000

      Limits of Balance:

      $68000

        Limits of Balance:

        $68000
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        Our journey with our clients lasts beyond the life of their home loan. That’s why we ask them to keep us posted on how we are doing along the way.