Smart Refinancing

Mortgage Mantra

Refinancing, also known as remortgaging, is an important and normal part of being a property investor or home owner. Refinancing, in a nutshell, is when you switch your mortgage out for a new one in order to acquire better terms or borrow more money. You don’t just change the interest on your current mortgage loan, you repay your current mortgage and take out a completely new one. By getting another chance to take out a different mortgage, you can shop around for different and better terms to suit your needs. Here at Mortgage Mantra, we take the guesswork out of finding a new set of terms for the mortgage you want and help you refinance smartly. Just like the first mortgage you took out, there’s no guarantee that you will be accepted for a second mortgage, so make sure you talk to the experts first before making a decision and applying again.

There is a lot to consider when thinking about going down the refinance route, we help you through the following questions to find out whether refinancing is the right solution for you!

We work with you to answer all of these burning questions, and find solutions to suit your specific requirements. There’s no ‘one-size-fits-all’ solution, by working with experienced brokers, you’ll be getting the best deals.

What costs do I need to look out for when refinancing?

When contacting your bank and lenders, as mentioned previously, make sure that you get ALL of the quoted fees in writing, be it through letter or email, so that you have solid proof of the costs so that they don’t suddenly change on you without you being able to prove that your previous quote existed. Over the phone won’t do if you want to be responsible with your refinancing costs. A different cost could make or break the decision to refinance, so don’t leave anything out or you may be refinancing with no benefit whatsoever.

For all your refinancing options, support and expertise – contact us at Mortage Mantra – we know mortgages!

First Home Loans are only issued by select lenders. If you want to understand the full criteria and whether you are eligible simply fill in our online application form or request a call back

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Kunal Monga

Satish is a very honest man and genuinely cares for his clients. He gives very good advise to his clients based on their needs. I would highly recommend using his services. He also gives his 100% to get the best deals from the banks for his clients.

Banu Sidharth

I have solicited Satish's advice quite a few times relating to Mortgage. At all times he has been able to provide insights that has helped me arrive at informed decisions. Satish's candidness and willingness to help is highly commendable. I would have no hesitation in recommending him at all.

Abdul Osman

Satish was very helpful and informative in arranging finance for the home buying process. He clearly advised of all available options for the process and ran through the best fit for our situation. I highly recommend Satish.

V Gangan

Satish has been extremely friendly yet professional in his business dealings with me. He knows his subject very well, and provides valuable financial advice. I would highly recommend his services to anyone, because I have found Satish reliable and helpful.

Amir Raza

I have dealt with Satish on more than one occasion - primarily for arranging mortgage. I have found Satish a very knowledgeable and reliable person to deal with and he has a pragmatic approach to solving problems. I will be happy to deal with him again for any mortgage/financial advisory related matter and without any doubt recommend him to anyone seeking such services.

Latest Interest Rates

Check out the latest interest rates figures for all the banks in one convenient place with our helpful interest rate tracking tool. Remember we can often get even better interest rates so give us a call when you are ready to take the next step.

Mortgage Calculator

Understanding how much you will have to pay in monthly repayments is easy with our handy Mortgage Calculator tool. We recommend preparing for life with your new mortgage by setting aside rent + the surplace expense of repaying your mortgage.

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