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Mortgage Mantra

Smart Refinancing

Refinancing, also known as remortgaging, is an important and normal part of being a property investor or home owner. Refinancing, in a nutshell, is when you switch your mortgage out for a new one in order to acquire better terms or borrow more money. You don’t just change the interest on your current mortgage loan, you repay your current mortgage and take out a completely new one. By getting another chance to take out a different mortgage, you can shop around for different and better terms to suit your needs. Here at Mortgage Mantra, we take the guesswork out of finding a new set of terms for the mortgage you want and help you refinance smartly. Just like the first mortgage you took out, there’s no guarantee that you will be accepted for a second mortgage, so make sure you talk to the experts first before making a decision and applying again.

There is a lot to consider when thinking about going down the refinance route, we help you through the following questions to find out whether refinancing is the right solution for you!

We work with you to answer all of these burning questions, and find solutions to suit your specific requirements. There’s no ‘one-size-fits-all’ solution, by working with experienced brokers, you’ll be getting the best deals.

Many people look to refinance for many different reasons including, but not limited to -